Protection for the companions who feel like family
PetCare is designed for pet owners who want financial support when their insured dog or cat needs treatment following an accident or illness. Depending on the selected plan, cover can include veterinary expenses, accidental death, theft, third-party liability and wellness care. Higher-tier plans can cover up to 80% of eligible vet bills, subject to policy terms and co-insurance.
What PetCare Can Cover
Accidental Injury
Veterinary expenses arising from accidental injury can be covered, with plan limits ranging from S$700 to S$7,000.
Illness – Non-Surgical Treatment
Eligible non-surgical veterinary expenses are covered up to S$5,000 under the highest plan.
Third-Party Liability
Liability protection arising from ownership of the insured pet can extend up to S$500,000 on selected plans.
Final Expenses
Selected plans provide a benefit towards euthanasia, cremation, funeral service and handling costs following accidental death.
Accidental Death
Benefit limits for accidental death range from S$1,000 to S$8,000, depending on the plan.
Illness – Surgical Treatment
Surgical veterinary treatment can be covered up to S$18,000 under the Pawsh plan.
Theft
Reported theft may be covered for insured dogs, with limits up to S$3,000. Theft benefit does not apply to cats.
Wellness Care
​Higher-tier plans offer annual benefits of up to S$200 for selected services such as vaccination, dental cleaning, spaying or neutering.
PetCare Plan Options
Five levels of protection are available, from essential accident protection to broader medical and liability cover.
Adogable
S$392.40
annual premium incl. prevailing GST
Accidental Death
S$1,000
Accidental Injury
S$70
Non-Surgical Illness
S$70
Surgical Illness
S$2,50
Third-Party Liability
S$100,000
Ameowing
S$504.67
annual premium incl. prevailing GST
Accidental Death
S$2,000
Accidental Injury
S$1,500
Non-Surgical Illness
S$1,500
Surgical Illness
S$4,000
Third-Party Liability
S$250,000
Furtastic
S$840.39
annual premium incl. prevailing GS
Accidental Death
S$3,000
Accidental Injury
S$3,500
Non-Surgical Illness
S$3,500
Surgical Illness
S$11,000
Third-Party Liability
S$500,000
Wellness Care
S$100 / year
Ultipaw
S$1,016.97
annual premium incl. prevailing GST
Accidental Death
S$5,000
Accidental Injury
S$5,000
Non-Surgical Illness
S$4,000
Surgical Illness
S$14,000
Third-Party Liability
S$500,000
Wellness Care
S$150 / year
Pawsh
S$1,471.50
annual premium incl. prevailing GST
Accidental Death
S$8,000
Accidental Injury
S$7,000
Non-Surgical Illness
S$5,000
Surgical Illness
S$18,000
Third-Party Liability
S$500,000
Wellness Care
S$200 / year
Basic Eligibility
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The pet must be at least 8 weeks old and below 9 years old when first insured.
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The insured dog or cat must be microchipped and appropriately licensed.
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The pet must normally live with the policyholder in Singapore.
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Required vaccinations should be completed.
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Working pets, racing dogs and animals used for breeding are not eligible.
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The policyholder must be the registered pet owner and meet the applicable Singapore residency/pass requirements.
Important Exclusions
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Pre-existing, hereditary, congenital and skin conditions.
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Conditions occurring during an applicable waiting period.
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Illness or events occurring while the insured pet is outside Singapore.
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Routine care such as supplements, grooming and vaccination unless covered under a Wellness Care benefit.
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Breeding or pregnancy-related conditions.
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Commercial or occupational use of the pet.
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Behavioural treatment, cosmetic procedures and elective treatments.
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Dental or gum damage unless caused by an accident.
Rewarding Claim-Free Years
A no-claim discount may apply to the next renewal premium when no claim has been made during the relevant preceding period.
5%
after 1 claim-free year
10%
after 2 consecutive claim-free years
15%
after 3 consecutive claim-free years